BMW Financing

THE BMW EASY
DRIVE.

More for Less.

The BMW Easy <br>Drive.More for Less.

EASY DRIVE.

As you advance in life, your ride should keep up too. BMW Easy Drive allows you to bring home a brand-new BMW every three years, so what you drive will always match your lifestyle. Furthermore, enjoy peace of mind with BMW Financial Services Guaranteed Future Value.

Read more

BMW EASY DRIVE FINANCING.

ABOUT.

 BMW Easy Drive 1

Easy Drive financing is an innovative product that combines low monthly instalments  with end of term flexibility.

It is available on 3-year, 4-year & 5-year tenures and offers up to 30% lower monthly commitment as compared to conventional hire purchase financing.

Additionally, it also comes with a wide range of options at the end of your financing contract that makes it easier for you to decide your next steps; be it getting into a new BMW or continuing the journey with your current car.

AFFORDABILITY.

 BMW Easy Drive 2

As a responsible financial services provider, we would like to provide you with transparency on how Easy Drive financing can offer such a low monthly instalment.

What sets Easy Drive financing apart is that we take a portion of the cost of your BMW and freeze it until the end of your tenure as an optional final payment. We call this frozen portion Guaranteed Future Value (GFV).

Deferring the payment for part of your BMW’s value until the end of your agreement makes your monthly payments significantly smaller, giving you the flexibility to opt for the right model within your budget.

BMW Financial Services is the only financer of BMWs that offers this special product in Malaysia.

FLEXIBILITY.

 BMW Easy Drive 3

At the beginning of you financing contract, you may be unsure on what you’d like to do with your car when the contract is ending.

With Easy Drive financing you don’t have to worry about this because we offer a range of options.

Anytime you want to change your vehicle you can 1) trade-in / sell-off your vehicle. This option will benefit you if the value of your car is more than your early settlement amount or the Guaranteed Future Value (GFV) if you are at the end of term.  Any surplus value is money in your pocket. We recommend using it as a down payment for your next BMW.

If you intend to have a longer relationship with your vehicle, you’ll have the option to 2) make the optional final payment or 3) refinance the amount and keep your vehicle.

Finally, you will also have the option to 4) return your vehicle and walk-away* at the end of term with nothing further to pay. This is the best option if the market value unexpectedly turns out lower than our GFV prediction.

Terms and Conditions.

  1. Additional charges may be payable for both excess mileage (actual mileage higher than agreed contract mileage) and vehicle condition (assessed by independent appraiser).

Read more

FINANCING QUOTATION.

BMW Easy Drive 4

Our mission in welcoming you to the BMW family faster doesn’t stop with Easy Drive financing.

Through BMW Engage, you will be able to configure your monthly instalment based on the budget you have set and create a quotation. You can also make comparisons between BMW models as well as our financing solutions, and even apply for financing pre-approval when you’re ready.

To get started on your journey with Easy Drive financing follow the steps below:
 

  1. Choose right model for you. 
  2. Decide on your deposit (10%-30%) and tenure (36-60 months).
  3. Select your preferred annual mileage (20,000 or 25,000km).

Explore BMW Engage today.

BMW EASY DRIVE FINANCING.

ABOUT.

Easy Drive financing is an innovative product that combines low monthly instalments  with end of term flexibility.

It is available on 3-year, 4-year & 5-year tenures and offers up to 30% lower monthly commitment as compared to conventional hire purchase financing.

Additionally, it also comes with a wide range of options at the end of your financing contract that makes it easier for you to decide your next steps; be it getting into a new BMW or continuing the journey with your current car.

Read more

AFFORDABILITY.

As a responsible financial services provider, we would like to provide you with transparency on how Easy Drive financing can offer such a low monthly instalment.

What sets Easy Drive financing apart is that we take a portion of the cost of your BMW and freeze it until the end of your tenure as an optional final payment. We call this frozen portion Guaranteed Future Value (GFV).

Deferring the payment for part of your BMW’s value until the end of your agreement makes your monthly payments significantly smaller, giving you the flexibility to opt for the right model within your budget.

BMW Financial Services is the only financer of BMWs that offers this special product in Malaysia.

For a better understanding of our product, please watch the video below.

Read more

FLEXIBILITY.

At the beginning of you financing contract, you may be unsure on what you’d like to do with your car when the contract is ending.

With Easy Drive financing you don’t have to worry about this because we offer a range of options.

Anytime you want to change your vehicle you can 1) trade-in / sell-off your vehicle. This option will benefit you if the value of your car is more than your early settlement amount or the Guaranteed Future Value (GFV) if you are at the end of term.  Any surplus value is money in your pocket. We recommend using it as a down payment for your next BMW.

If you intend to have a longer relationship with your vehicle, you’ll have the option to 2) make the optional final payment or 3) refinance the amount and keep your vehicle.

Finally, you will also have the option to 4) return your vehicle and walk-away1 at the end of term with nothing further to pay. This is the best option if the market value unexpectedly turns out lower than our GFV prediction.

Terms and Conditions.

  1. Additional charges may be payable for both excess mileage (actual mileage higher than agreed contract mileage) and vehicle condition (assessed by independent appraiser).

Read more

FINANCING QUOTATION.

Our mission in welcoming you to the BMW family faster doesn’t stop with Easy Drive financing.

Through BMW Engage, you will be able to configure your monthly instalment based on the budget you have set and create a quotation. You can also make comparisons between BMW models as well as our financing solutions, and even apply for financing pre-approval when you’re ready.

To get started on your journey with Easy Drive financing follow the steps below:
 

  1. Choose right model for you. 
  2. Decide on your deposit (10%-30%) and tenure (36-60 months).
  3. Select your preferred annual mileage (20,000 or 25,000km).

Explore BMW Engage today.

Read more

HOW IT WORKS.

Flexible and hassle-free, all you have to do is select your down payment, loan tenure and provide an estimation of your annual mileage. We will then calculate a Guaranteed Future Value which is 100% secured.

 

At the end of your contract, you can either return your car, trade-in for a new model, pay your Guaranteed Future Value and own your BMW or extend your loan tenure.

Read more

BENEFITS.

BMW Financial Services - Assurance

ASSURANCE

Guaranteed Future Value.
BMW Financial Services - Hassle-free

HASSLE-FREE

Hand-back and upgrade to your next BMW faster.
BMW Financial Services - Flexibility

FLEXIBILITY

Wide range of Settlement Options for your final payment.
BMW Financial Services - Pay Less

PAY LESS

Lower Monthly Instalments & Shorter Loan Tenure.
BMW Financial Services - Peace of Mind

PEACE OF MIND

Avoid cumbersome reselling process at the end of your contract